All Articles
- Inflation Can Be a Scary Word
- Inflation & the Real Rate of Return
- The Fed’s Taper Rehearsal
- College Funding Choices
- 2021 Retirement Confidence Survey
- What in the World Are NFTs?
- What Forces Are Driving the Housing Market?
- Investor Sentiment Is Shifting
- Measuring the Value of a Financial Professional
- Tax-Loss Harvesting
- Federal Student Loan Relief
- Details on the Tax Deadline Extension
- “Backdoor” Roth IRAs
- The Federal Reserve’s Unprecedented Moves
- Roth IRA Conversion in the Era of COVID-19
- Key Provisions of the CARES Act
- A Stock Market Lesson to Remember
- Traditional Vs. Roth IRA
- The Solo 401(k)
- Tax Considerations for Retirees
- A Look at HSAs
- An Executor Checklist
- Making a Charitable Gift from Your IRA
- Tax Considerations for Retirees
- Social Security Gets Its Biggest Boost in Years
- Your 2019 Financial To-Do List
- When You Retire Without Enough
- Underappreciated Options for Building Retirement Savings
- Build Your Rainy Day Fund
- Financial Considerations When Buying a Car
- Should You Use A 529 Plan on K-12 Education?
- Financial Priorities Young Families Should Address
- The Importance of a Life Insurance Audit
- Are REITs Right for You?
- Cash Flow Management
- Investing in Your Beliefs
- How Much Will You Spend When You Retire?
- The Major Retirement Planning Mistakes
- Managing Student Loan Debt
- Ways to Repair Your Credit Score
- Tips for Starting a Business
- Why You Should Have an Online Social Security Account
- The Major 2018 Federal Tax Changes
- The Many Benefits of a Roth IRA
- Building an Emergency Fund
- Do Our Attitudes About Money Help or Hurt Us?
- Saving $1 Million for Retirement
- Self-Employed? What’s Your Retirement Plan?
- Estate Planning Mistakes to Avoid
- Are Millennial Women Saving Enough?
- Consequences of Not Saving for Retirement
- Keep Calm, Stay Invested
- Beware of Emotions Affecting Your Money Decisions
- How Should Financial Professionals Be Paid?
- What Are Catch‐Up Contributions Really Worth?
- Moving Into a Nursing Home Facility
- Should You Change Jobs or Stay the Course?
- Retirement Blindspots
- Sometimes the Pundits Get It Wrong
- The Things Most Likely to Kill Us
Featured Articles
Inflation Can Be a Scary Word
Inflation Can Be a Scary Word There are compelling reasons to adopt a wait-and-see approach. Inflation can be a scary word for people who are retired. It’s code for “prices are going up, but my income may stay the same.” The most recent reading on consumer prices put inflation back into the conversation. The Consumer […]
Inflation & the Real Rate of Return
Inflation & the Real Rate of Return Is your money gaining or losing purchasing power? The real rate of return is an important personal finance concept to understand. It’s the rate of return on your investments after inflation. The real rate of return indicates whether you are gaining or losing purchasing power with your money. […]
The Fed’s Taper Rehearsal
The Fed’s Taper Rehearsal The talk is of tapering, and it’s making investors nervous. The Federal Open Market Committee (FOMC) released the minutes of its April meeting last week. The report suggested that should the economy continue to make progress, it may be time to adjust the pace of the Fed’s monthly bond purchase program.1 […]
College Funding Choices
College Funding Choices Explore the different ways you can help finance the costs of higher education. How can you help cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college savings vehicles to consider. 529 college savings plans. Offered by states and some educational institutions, […]
2021 Retirement Confidence Survey
2021 Retirement Confidence Survey A deep dive into workers’ expectations in retirement versus actual income sources. Will your retirement dreams match your reality? That’s perhaps the most critical question to ask people who are currently retired. Was your retirement what you expected, or was it something else? For more than 30 years, the Employee Benefit […]
What in the World Are NFTs?
What in the World Are NFTs? A Look at Non-Fungible Tokens. Non-fungible tokens, or NFTs, have been the recipient of the latest buzz. NFTs are digital files attached to blockchain codes. If you know anything about digital currencies, you’re probably aware that these blockchain codes are what identifies a digital “coin” and makes it tradeable […]
What Forces Are Driving the Housing Market?
What Forces Are Driving the Housing Market? Many hopeful homebuyers are having issues securing a home. Recently, you may have seen reports that a record-low number of homes are available for sale—roughly 1.03 million nationwide. If you compare that to the average number of homes for sale during the past 10 years, it’s no surprise […]
Investor Sentiment Is Shifting
Investor Sentiment Is Shifting This year, markets have experienced an odd phenomenon. A recent survey shows that 63% of investors are more interested in protecting their financial assets and planning for uncertainty in the future than anything else.1 There are many reasons for this change, but here are a few of the most impactful to […]
Measuring the Value of a Financial Professional
Measuring the Value of a Financial Professional Findings suggest that these relationships can make a difference for investors. What is a relationship with a financial professional worth to an investor? A 2019 study by Vanguard, one of the world’s largest money managers, attempted to answer that question. Vanguard’s whitepaper, concluded that when an investor works […]
Tax-Loss Harvesting
Tax-Loss Harvesting A useful year-end move to counteract capital gains. Even though this may end up being a subpar year for stocks, you may realize capital gains, which is a taxable event. What can you do about them? You can do what some investors do – you could recognize investments with a loss and […]