Key Estate Planning Mistakes to Avoid Too many people make these common errors. Many affluent professionals and business owners put estate planning on hold. Only the courts and lawyers stand to benefit from their procrastination. While...
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Are Millennial Women Saving Enough for Retirement? The available data is more encouraging than discouraging. Women 35 and younger are often hard-pressed to save money. Student loans may be outstanding; young children may need to be...
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The Rough Consequences of Not Saving for Retirement Do you really want to risk facing these potential outcomes? Saving for retirement may seem a thankless task. But you may be thanking yourself later. Putting away a percentage of...
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Keep Calm, Stay Invested Expect more volatility, but avoid letting the headlines alter your plans. Recent headlines have disturbed what was an unusually calm stock market. The political uproar in Washington may continue for weeks or months...
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Beware of Emotions Affecting Your Money Decisions Today’s impulsive moves could breed tomorrow’s regrets. When emotions and money intersect, the effects can be financially injurious. Emotions can cause us to overreact – or not act at...
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How Should Financial Professionals Be Paid? A look at an ongoing discussion that impacts retirement savers & investors. Decades ago, just about all financial services professionals were paid in the same way. They received sales or...
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At a certain age, you are allowed to boost your yearly retirement account contributions. For example, you can direct an extra $1,000 per year into a Roth or traditional IRA starting in the year you turn 50. Your initial reaction to that may be...
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At some point, someone you love may make the transition from living at home to residing at an assisted‐ living facility or nursing home. When should that transition occur, and what factors must be considered along the way? And what don’t...
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If you spend two years or less at a series of jobs, is that a problem? Shouldn’t your resume signal loyalty instead of transience? Well, maybe it isn’t a problem. Maybe you are doing yourself a financial favor instead, especially in this...
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Some life & financial factors that can be overlooked. We all have a “blue sky” vision of the way retirement should be , yet it helps to plan for retirement with a little pragmatism. Fate may alter the course of our retirement in ways we...
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In fact, many predictions about Wall Street have misread the market’s direction. Trying to determine how Wall Street will behave next week, next month, or next year is difficult. Some feel it is impossible. To predict the near‐term...
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What are the biggest risks to our lives? Some are overblown. What are the major risks to our lives? If we look at the statistics of what claims lives, some of our collective fears look unfounded. According to the Centers for Disease Control’s...
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