Inflation Can Be a Scary Word There are compelling reasons to adopt a wait-and-see approach. Inflation can be a scary word for people who are retired. It’s code for “prices are going up, but my income may stay the same.” The most recent...
Read moreInflation & the Real Rate of Return
Inflation & the Real Rate of Return Is your money gaining or losing purchasing power? The real rate of return is an important personal finance concept to understand. It’s the rate of return on your investments after inflation. The real rate...
Read moreThe Fed’s Taper Rehearsal
The Fed’s Taper Rehearsal The talk is of tapering, and it’s making investors nervous. The Federal Open Market Committee (FOMC) released the minutes of its April meeting last week. The report suggested that should the economy continue to make...
Read moreCollege Funding Choices
College Funding Choices Explore the different ways you can help finance the costs of higher education. How can you help cover your child’s future college costs? Saving early (and often) may be key for most families. Here are some college...
Read more2021 Retirement Confidence Survey
2021 Retirement Confidence Survey A deep dive into workers’ expectations in retirement versus actual income sources. Will your retirement dreams match your reality? That’s perhaps the most critical question to ask people who are...
Read moreWhat in the World Are NFTs?
What in the World Are NFTs? A Look at Non-Fungible Tokens. Non-fungible tokens, or NFTs, have been the recipient of the latest buzz. NFTs are digital files attached to blockchain codes. If you know anything about digital currencies, you’re...
Read moreWhat Forces Are Driving the Housing Market?
What Forces Are Driving the Housing Market? Many hopeful homebuyers are having issues securing a home. Recently, you may have seen reports that a record-low number of homes are available for sale—roughly 1.03 million nationwide. If you compare...
Read moreInvestor Sentiment Is Shifting
Investor Sentiment Is Shifting This year, markets have experienced an odd phenomenon. A recent survey shows that 63% of investors are more interested in protecting their financial assets and planning for uncertainty in the future than anything...
Read moreMeasuring the Value of a Financial Professional
Measuring the Value of a Financial Professional Findings suggest that these relationships can make a difference for investors. What is a relationship with a financial professional worth to an investor? A 2019 study by Vanguard, one of the...
Read moreHow Much Will You Spend When You Retire?
How Much Will You Spend When You Retire? Will you have enough money to make ends meet? You may have heard that people spend less once they are retired. Statistically, that is true. The question is whether a retiree has enough income to...
Read moreBuilding an Emergency Fund
Building an Emergency Fund Everyone should aim to have a cash reserve. We all would love to have a little extra cash on hand for emergencies. Saving up that cash can be a challenge – but with a little effort, that challenge can be...
Read moreDo Our Attitudes About Money Help or Hurt Us?
Do Our Attitudes About Money Help or Hurt Us? We may need to change them to better our financial prospects. Our relationship with money is complex & emotional. When we pay a bill, go to the mall, trade in a car for a new one, hunt for a...
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