Are REITs Right for You? These investments let you own real estate without having to be a landlord. What is a REIT? A real estate investment trust (REIT) is a real estate investment company that manages a portfolio of income properties...
Read moreCash Flow Management
Cash Flow Management An underappreciated fundamental in financial planning. You’ve probably heard the saying that “cash is king,” and whether you own a business or not, it is a truth that applies. Most discussions of business and...
Read moreInvesting in Your Beliefs
Investing in Your Beliefs Is your investment strategy as socially and environmentally conscious as you are? It’s not uncommon – Many a well-educated, socially conscious, environmentally friendly investor winds up buying shares of...
Read moreThe Major Retirement Planning Mistakes
The Major Retirement Planning Mistakes Why are they made again and again? Much has been written about the classic financial mistakes that plague start-ups, family businesses, corporations, and charities. Aside from these blunders, there...
Read moreManaging Student Loan Debt
Managing Student Loan Debt A review of some options for federal and private loans. Are you dealing with student loan debt? Have you explored ways to try and restructure it or have it forgiven? No one wants to carry five figures of...
Read moreWays to Repair Your Credit Score
Ways to Repair Your Credit Score Steps to get your credit rating back toward 720. We all know the value of a good credit score. We all try to maintain one. Sometimes, though, life throws us a financial curve and that score declines. What...
Read moreTips for Starting a Business
Tips for Starting a Business Read this before your new venture starts up. Aiming to start a business? What steps could you take that might promote success and longevity for your company? Here are several. Write a business plan. You will...
Read moreWhy You Should Have an Online Social Security Account
Why You Should Have an Online Social Security Account In monitoring your Social Security profile, you may help to thwart fraud. Could your personal information soon be stolen? The possibility cannot be dismissed. Sensitive financial and...
Read moreThe Major 2018 Federal Tax Changes
The Major 2018 Federal Tax Changes Comparing the old rules with the new. The Tax Cuts and Jobs Act made dramatic changes to federal tax law. It is worth reviewing some of these changes as 2019 approaches and households and businesses...
Read moreThe Many Benefits of a Roth IRA
The Many Benefits of a Roth IRA Why do so many people choose it rather than a traditional IRA? The Roth IRA changed the whole retirement savings perspective. Since its introduction, it has become a fixture in many retirement planning...
Read moreHow Should Financial Professionals Be Paid?
How Should Financial Professionals Be Paid? A look at an ongoing discussion that impacts retirement savers & investors. Decades ago, just about all financial services professionals were paid in the same way. They received sales or...
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