Services

Our Services

University Retirement Specialist – Rising Tide, Inc. is authorized to provide investment management services for TIAA-CREF and Fidelity Investments, specifically for the University of North Carolina system Optional Retirement Program (ORP) and 403-B voluntary assets. Rising Tide, Inc. is neither directly affiliated with any university nor compensated by any university vendor. This independence allows for objective and unbiased advice, which we believe is absolutely essential to financial management services with integrity.

Financial Planning for Individuals – Tax-wise college funding, retirement planning and options, tax-advantaged income, tax-deferred growth, major purchase scenarios, risk evaluation and liquidity needs.

Financial Planning for Businesses – Qualified retirement plans, tax-advantaged executive benefits, health savings accounts with health coverage, liquid business accounts, buy/sell agreements and funding, succession planning and business valuation.

Estate Planning – Estate valuations, gifting plans, charitable planning, tax strategies, considerations regarding wills, trusts and personal directives. We are not attorneys and do not draw legal documents, but Rising Tide, Inc. has relationships with a number of CPAs and

Investment Management – Specializing in asset management by objective, portfolios with optimum risk/reward characteristics based on clients’ needs, mutual funds, variable annuities, individual stocks, corporate and municipal bonds and real estate investment including 1031 exchanges.