Rising Tide, Inc. is a State of North Carolina Registered Investment Advisory Firm. Founded in 1993, the business has served hundreds of clients with millions of dollars in investment and insurance products. Rising Tide uses an asset allocation model based on risk, reward and time frame analysis.

Rising Tide specializes in working with university faculty and staff. Rising Tide is authorized to provide investment management services for TIAA-CREF and Fidelity Investments, specifically for the University of North Carolina system Optional Retirement Program (ORP) and 403-B voluntary assets. Charles Schwab and Company, Inc. also serves as custodian for many client assets.

Rising Tide is neither directly affiliated with any university, nor compensated by any university vendor. This independence allows for objective and unbiased advice, which we believe is absolutely essential to providing financial management services with integrity.

Form ADV Part II